Insurance Center

Whole life policies take care of the biggest problem with term life insurance. Instead of the policy only lasting until the end of a specific period of time, your whole life policy will offer coverage to you until you pass away, regardless of how long that is.

Few people who have bought life insurance have escaped the debate over term versus permanent insurance.

The wrong kind of life insurance can do more damage to your financial plans than just about any other financial product today. So, the first and most important decision you must make when buying life insurance is: term, permanent or a combination of both?

Term life policies offer death benefits only, so if you die, you collect. If you live past the length of the policy, you get nothing.